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December 2025

Understanding the importance of bonds for investors

By Will Glyn
Bonds rarely attract the same attention as shares, yet they sit at the very centre of the global financial system. From influencing mortgage rates and pension funding to shaping government policy and market stability, the bond market quietly affects the financial outcomes we all
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Investment Risk: Making Informed Decisions Amid Uncertainty
December 2025

Investing always involves uncertainty, but understanding how risk really works can make the difference between reacting emotionally and making confident, long-term decisions. Rather than something to be avoided at all costs, risk is a fundamental part of how wealth is built — and learning how to manage it effectively is key to achieving meaningful financial goals over time.

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Financial Markets in 2025: Five Lessons for Investors and What They May Mean for 2026
December 2025

Investors entered 2025 braced for trouble. Tariffs, geopolitical tension and rising debt painted a bleak picture, yet financial markets quietly delivered one of the most unexpectedly resilient years of the decade.

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Proctor Wealth Associates: Outlook for 2026
November 2025

The outlook for 2026 is defined by moderation. The forces that powered markets through 2025 are still in place, but elevated valuations and narrowing yield differences mean investors will need to be more selective. This year, success depends less on broad market exposure and more on finding opportunities across regions, sectors and currencies.

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UK Autumn Budget 2025 – What It Means for UK Expats
November 2025

The latest Autumn Budget brings a wave of tax rises and structural changes—particularly around property income, dividends and pensions—that will reshape how many British expats manage their UK finances. Understanding these shifts early is now essential for good planning.

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Balancing US Exposure Without the AI Concentration Risk
November 2025

The explosive growth of AI has powered US markets to new heights, but it has also created an unprecedented concentration of risk. For investors who want exposure to the world’s largest economy without relying so heavily on a handful of tech giants, there are alternative ways to approach the S&P 500.

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Why Expats Need a Regular Financial MOT
October 2025

When you’re living and working abroad, life can change quickly — a new country, new tax rules, new financial priorities. Even if you already have a solid plan in place, it’s vital to ensure your finances keep pace with your expat lifestyle.

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Gold Breaks $4,000 Barrier: Smart Ways to Invest in the Precious Metal
October 2025

Gold has reached an all-time high of $4,000 per ounce, marking a new milestone in a year defined by economic uncertainty and shifting monetary policy. As investors contend with inflation, rising debt levels, and renewed geopolitical tensions, the precious metal’s appeal as a store of value has once again come to the forefront.

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The UK Budget is approaching. Do you need to make changes to your pension?
October 2025

With the UK's Autumn Budget approaching, speculation is mounting over whether the government will tighten pension tax perks. Here’s what savers should know before making any decisions about their tax-free lump sum.

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Three Timeless Investment Lessons from Warren Buffett
September 2025

Warren Buffett’s success isn’t built on complicated strategies or secret formulas — it comes from a handful of timeless principles that any investor can understand. By focusing on patience, discipline, and the long-term value of great businesses, the “Sage of Omaha” has created one of the most impressive track records in financial history.

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