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August 2025

Pensions to Be Included in UK Inheritance Tax from April 2027: What You Need to Know

By Will Glyn
From April 2027, pensions will no longer be exempt from inheritance tax — a major shift that could leave your loved ones facing hefty tax bills unless you plan ahead. In this article, we explore how the changes work, the potential for double taxation,
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Could the UK State Pension Age Rise Sooner Than Planned? What You Need to Know
July 2025

The government has launched a new review that could see the state pension age rise to 68 sooner than expected—potentially forcing millions to rethink their retirement plans.

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Inheritance Tax on UK Pensions: What’s Changing and What You Need to Know
July 2025

From April 2027, unused UK pensions will no longer be shielded from inheritance tax—marking a major shift in estate planning that could significantly impact how and when you draw your retirement savings.

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Labour’s Growth Gamble: Investment, Trade-offs, and the Productivity Question
June 2025

As the Labour party in the UK sets out its economic agenda, bold investment headlines are grabbing attention—but beneath the surface, the real question is whether these spending choices will drive sustainable growth or simply shift priorities without boosting productivity.

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Why Trump Might Be the Best Thing to Happen to Europe
June 2025

With Donald Trump eyeing a return to the White House, Europe faces a critical test. His vision signals a lasting shift in America’s global role — one that challenges EU reliance on transatlantic ties. But within this threat lies an opportunity: to strengthen Europe’s strategic autonomy. By unlocking the full power of the single market and euro, the EU can reduce dependency, boost resilience, and assert itself on the world stage.

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Middle East Tensions and Market Impact: What Investors Should Know
June 2025

Rising tensions between Israel and Iran have sparked fresh concern in global headlines — but so far, financial markets have remained calm. While past conflicts in the Middle East have triggered oil shocks and inflation, today’s dynamics are different. The key question for investors: could this latest escalation disrupt global energy flows and destabilise markets, or is the risk already priced in?

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The Illusion of Diversification: Why Your US Index Tracker May Be Riskier Than You Think
June 2025

When you invest in a US index like the S&P 500, it’s easy to assume you’re spreading your risk across hundreds of companies. But in reality, your portfolio may be riding on the fortunes of just a handful of giant tech stocks — leaving you more exposed than you think.

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Why Combining Your Pensions Could Boost Your Retirement Savings
May 2025

Juggling multiple pension pots from different jobs? You’re not alone. Bringing them together in one place can cut through the confusion, reduce costs, and help you take better control of your retirement planning—all while potentially growing your savings faster.

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£280 Billion Sitting Idle: The High Cost of Inaction for UK Savers
May 2025

With £280 billion languishing in accounts earning zero interest, UK savers are missing out on billions in potential returns. As interest rates rise, it’s time to rethink where your money is going and how to make it work harder for you.

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US Bonds Took a Hit – Are They Still the ‘Safe’ Option?
May 2025

US government bonds—long considered a safe harbour during market storms—have stumbled alongside equities in the wake of new tariff tensions, leaving investors questioning whether their go-to safety net still holds up.

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