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October 2025

The UK Budget is approaching. Do you need to make changes to your pension?

By Will Glyn
With the UK's Autumn Budget approaching, speculation is mounting over whether the government will tighten pension tax perks. Here’s what savers should know before making any decisions about their tax-free lump sum.
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Three Timeless Investment Lessons from Warren Buffett
September 2025

Warren Buffett’s success isn’t built on complicated strategies or secret formulas — it comes from a handful of timeless principles that any investor can understand. By focusing on patience, discipline, and the long-term value of great businesses, the “Sage of Omaha” has created one of the most impressive track records in financial history.

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Why Currency Moves Matter More Than You Think for Your Portfolio
September 2025

The S&P 500 has delivered double-digit gains in 2025 — but for UK investors, those returns have shrunk dramatically once converted back into pounds. With currency swings eroding performance, many are asking whether it’s time to hedge, sit tight, or look elsewhere.

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What could we expect of the UK's November budget?
September 2025

With the Budget fast approaching, speculation is mounting over how Chancellor Rachel Reeves will balance the books while keeping her promises not to raise the main taxes. From ISA reform to inheritance tax, capital gains, and even the prospect of a wealth tax, the government faces tough choices that could reshape the way we all save, invest, and plan for the future.

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How to Invest for Passive Income as an Expat
September 2025

For many expats, the idea of building passive income isn’t just about extra cash — it’s about freedom. The freedom to reduce working hours, retire earlier than planned, or simply know that your money is working for you no matter where life takes you. Creating reliable income streams from investments can be one of the most effective ways to achieve that security, especially when living and working abroad.

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Pensions to Be Included in UK Inheritance Tax from April 2027: What You Need to Know
August 2025

From April 2027, pensions will no longer be exempt from inheritance tax — a major shift that could leave your loved ones facing hefty tax bills unless you plan ahead. In this article, we explore how the changes work, the potential for double taxation, and practical strategies to help protect your family’s wealth.

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Could the UK State Pension Age Rise Sooner Than Planned? What You Need to Know
July 2025

The government has launched a new review that could see the state pension age rise to 68 sooner than expected—potentially forcing millions to rethink their retirement plans.

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Inheritance Tax on UK Pensions: What’s Changing and What You Need to Know
July 2025

From April 2027, unused UK pensions will no longer be shielded from inheritance tax—marking a major shift in estate planning that could significantly impact how and when you draw your retirement savings.

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Labour’s Growth Gamble: Investment, Trade-offs, and the Productivity Question
June 2025

As the Labour party in the UK sets out its economic agenda, bold investment headlines are grabbing attention—but beneath the surface, the real question is whether these spending choices will drive sustainable growth or simply shift priorities without boosting productivity.

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Why Trump Might Be the Best Thing to Happen to Europe
June 2025

With Donald Trump eyeing a return to the White House, Europe faces a critical test. His vision signals a lasting shift in America’s global role — one that challenges EU reliance on transatlantic ties. But within this threat lies an opportunity: to strengthen Europe’s strategic autonomy. By unlocking the full power of the single market and euro, the EU can reduce dependency, boost resilience, and assert itself on the world stage.

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